The most effective way to minimize the chances of this situation is to be super vigilant about checking 401 (k) contributions ...

A safe harbor 401(k) helps businesses skip IRS testing. Learn how it works, the match rules and when to set one up for your ...

Responding to a recent call from a financial advisor in New Jersey, the ERISA consultants at the Retirement Learning Center (RLC) address a question on how long a plan sponsor needs to retain records ...

Some older Americans will see a change in how they can make 401(k) catch-up contributions next year. Is there a catch?

Discover lower-risk 401(k) investments like bond funds and index funds. Learn strategies to maintain stability and grow your retirement savings without excess risk.

Learn about qualified distributions from retirement accounts, IRS rules, tax implications, and how to maximize your tax benefits while avoiding penalties.

Flat-fee 401(k) plans are simple solutions for small-business clients that can help them offer a competitive retirement benefit.

SECURE 2.0 Act reqiures workers earning $145K or more to use Roth accounts for catch-up contributions starting 2026.

You’re not alone. Learn how to plan for retirement with IRAs, solo 401(k)s, and brokerage accounts — and avoid common ...

Imagine retiring with $90,000 less in your nest egg—not because of a bad investment, but because you forgot about old 401(k) accounts from past jobs. In today’s job market, where career transitions ...

A group of House Republicans sent a letter backing the Trump administration's plan to expand 401(k) investment options to include private markets, real estate and digital assets.