Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.  A home ...

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

Home equity loan interest rates declined in 2025. Here's what can be considered to be a "good" loan rate in 2026.

Borrowers should carefully weigh their home equity loan pros and cons before getting started with the product. /iStockphoto .

"With the belief that rates will hold steady in January and likely edge lower through 2026, a HELOC may position you to take ...

HELOC rates took a big dive in the latest week, dropping to three-year lows. The $30,000 home equity line of credit plummeted ...

For many homeowners, a house represents more than just a place to live. Over time, it also becomes a financial asset as mortgage balances decrease and property values rise. When a major expense comes ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. A home ...