Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for better financial decisions.

Trump repeated his call for lower rates after the investigation became public. “Jerome ‘Too Late’ Powell should cut interest rates, MEANINGFULLY!!!” Trump said in a social media post on Tuesday. The probe appears to center on Powell’s testimony to Congress last year about a multi-billion-dollar office renovation project.

Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

The Federal Reserve will meet later this month to make a decision on interest rates. But the latest inflation report is likely to make the central bank cautious about additional rate cuts.

Interest rates set by the Bank of England should continue to fall as inflation is likely to settle ​around the central bank's 2% target soon, BoE policymaker ‌Alan Taylor said on Wednesday.

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.

As the president prepares to replace Federal Reserve Chair Jerome Powell, he's made no secret of his goal for lower interest rates — but there are a few political roadblocks in the way.