12b 1 Fees: The Expense You Didn't See Coming. ETFs vs. Mutual Funds:
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12b 1 Fees: The Expense You Didn't See Coming. ETFs vs. Mutual Funds:
Even in mid 2025, many mutual funds still carry 12b 1 fees—hidden charges of up to 0.25%. That’s $250 a year on a $100K portfolio, quietly draining $2,500 over a decade. ETFs? They skip 12b 1 fees completely, with average expense ratios around 0.14%—versus 0.40% for mutual funds. Investor tip: Ditch high-fee funds and stick with low-cost ...
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